Loan guarantee
Indian Loan Guarantee and Insurance Program
U.S. Department of the Interior, Indian Affairs, Division of Capital Investment
What you can get
Maximum $500,000 loan for an individual borrower; eligible tribal business entities may qualify for larger loans. • Federal lender guarantee up to 90%. This is repayable credit, not a producer grant.
- Readiness
- Local office first
- Who can apply
- producer, Enrolled members of federally recognized American Indian or Alaska Native tribes, Businesses at least 51% owned by eligible tribal members
- Coverage
- Available nationwide
- Deadline & timing
- Applications accepted throughout the year through participating lenders; no annual deadline posted. Borrower applies to lender, which submits the federal guarantee request.
- Eligibility
- Guarantee supports lender loans for operating capital, equipment, construction, acquisition or refinancing. Eligibility and underwriting apply; discretionary interest subsidy is not guaranteed.
land programslivestock infrastructurerisk management
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Nov 5, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.