Loan
SOIL Sangre de Cristo Zero-Interest Farm and Food Enterprise Loans
SOIL Sangre de Cristo
What you can get
Current application considers any amount; most loans $5,000–$20,000 per main page • 0% interest; repayment tailored to cash flow, generally 3–5 years. $25 membership before applying. Expanded FAQ separately describes awards of $500–$20,000, conflicting with the current application and main page; confirm requests above $20,000 with lender. No numerical cap inferred.
- Readiness
- Prep docs first
- Who can apply
- producer, Farmer members anywhere in Colorado starting or expanding for profit food enterprises, provided their food is made available to south central Colorado communities.
- Coverage
- CO
- Deadline & timing
- Due December 31, 2026. Applications are due at each calendar quarter end: March 31, June 30, September 30 and December 31. Next batch is December 31, 2026; submit at least two weeks earlier for completeness review. Current application requires all follow-ups completed by quarter-end.
- Eligibility
- Farmer membership costs $25 before applying. Applicants may be anywhere in Colorado if food reaches the Arkansas Valley, San Luis Valley or nearby south-central communities, including through CSAs, delivery or Valley Roots Food Hub. Ethical business, regenerative practices, community benefit and repayment capacity prioritized. Funds support projects and infrastructure, not debt repayment. Financial statements/projections and three professional references required. Current linked DOCX application requires all follow-ups complete by quarter-end
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Nov 5, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.