Loan
Hawaii Agricultural Loan Program (New Farmer, Qualified Farmer and Part-time Farmer Loans)
Hawaii Department of Agriculture and Biosecurity, Agricultural Loan Division
What you can get
See official program details
- Readiness
- Local office first
- Who can apply
- producer, new farmers, qualified farmers, part time farmers
- Coverage
- HI
- Deadline & timing
- No application window stated; loans are applied for on an ongoing basis. The Division recommends meeting with or calling a loan officer before obtaining and completing an application. Program rules (HAR Chapter 4-8) were proposed for amendment under Act 069 (2025) with a public hearing March 9, 2026; confirm current rates and terms with the Division.
- Eligibility
- Lender of last resort: applicants generally must inquire with and be denied credit by private sector lenders before applying (proposed rule changes would remove the denial requirement for certain new farmers). Loan-class fact sheets on the page list class-specific requirements.
beginning farmerrisk managementland programs
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Oct 24, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.