Loan
Resource Conservation and Rangeland Development Program Conservation Loans
Idaho Soil and Water Conservation Commission
What you can get
Up to $600,000 per loan • Fixed rates by term: 3% up to 7 years, 4% at 10 years, 5% at 15 years, 6% for equipment or second-mortgage collateral. Eligible practices include irrigation equipment, no-till drills, animal feeding operation improvements, livestock fencing, and stream bank/riparian protection. New projects only — no refinancing of completed work.
- Readiness
- Local office first
- Who can apply
- producer, Idaho private landowners, farmers, and ranchers installing conservation measures under a conservation plan reviewed by their local conservation district
- Coverage
- ID
- Deadline & timing
- No posted deadline. Applicants contact loan staff, develop a conservation plan reviewed by the local conservation district, then submit to the Commission (loans@swc.idaho.gov, 208-332-1790).
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Sep 14, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.