Loan
Minnesota AgBMP Loan Program
Minnesota Department of Agriculture
What you can get
$200,000 aggregate outstanding AgBMP principal per borrower; maximum term 10 years • Interest capped at 3% plus normal/customary charges. Minnesota farmers reporting farm income, rural landowners, agricultural supply businesses and eligible septic applicants apply through county/SWCD and a participating lender. Eligible projects must maintain or improve water quality; tractors, non-water-quality new construction and refinancing completed conventionally financed projects are ineligible.
- Readiness
- Local office first
- Who can apply
- producer
- Coverage
- MN
- Deadline & timing
- Rolling, no posted deadline. The borrower proposes a project to their county (Soil and Water Conservation District or county environmental office), which approves it if it meets state eligibility and local water quality priorities and helps locate a participating lender. Interest rate is capped at 3 percent, loan terms run up to 10 years, and total AgBMP loans per borrower may not exceed $200,000. Eligible projects include feedlot improvements, conservation tillage equipment, septic upgrades, erosion control structures, shoreline stabilization, and wetland restoration.
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Oct 3, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.