Loan
Bank of North Dakota Beginning Farmer Real Estate Loan
Bank of North Dakota
What you can get
Funding will not exceed a $1,200,000 lifetime cap per borrower. • Direct BND loan for beginning farmers purchasing agricultural real estate.
- Readiness
- Prep docs first
- Who can apply
- producer
- Coverage
- ND
- Deadline & timing
- Rolling direct application to Bank of North Dakota.
- Eligibility
- North Dakota residents with net worth including spouse and dependents below $1,500,000. Agricultural commodity production on a family farm must be or become the principal occupation. Applicant must not previously have owned substantial farmland greater than 30% of average farm size in the county. Apply directly to BND; lending is limited to 75% of appraised real-estate collateral value.
beginning farmerland programs
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Sep 27, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.