For farmers and ranchers

Check a funding offer before you pay.

Know what the program actually funds, what the offer promises, and which questions still need an answer. SHE offers independent, written reviews of your specific situation.

Compare $49 and $99 reviews Start with the free checks

The fee pays for a personal review and written findings. It is not a government application fee, payment to release an award, or promise of funding.

Offered an “SBIR loan” for your farm?

USDA SBIR/STTR awards competitive grants for research by eligible small businesses. It does not make loans or fund ordinary business establishment. An agricultural business may qualify for a relevant research project; owning a farm or ranch alone does not establish that fit. Read USDA’s explanation.

For farm ownership or operating finance, explore USDA’s farm loan options. Ask the agency to verify the exact program and application route using contact details you find independently.

Choose the question you need answered

A defined review. A clear written answer.

Public program information and agency contacts remain free. The paid review applies that information to your offer or project and explains what to do next. Application preparation is a separate service.

$49 one review

Funding Offer Review

A personal review of one funding offer: compare its claims and fees with official program information and receive a written explanation of concerns, unknowns, and next steps.

One funding offer and up to 10,000 characters of relevant offer text
Official-source checks of the named program, stated purpose, application route, and claimed fees
A written findings brief, independent agency contact route, and questions to resolve before paying
One clarification round about the same offer requested within 14 days of delivery

An evidence review, not a certification that a business is safe, a legal investigation, application writing, funding approval, or recovery of money already paid. SHE does not represent a government agency.

Ask about the $49 review

Availability, reviewer, and delivery date are confirmed before payment. An inquiry does not book a review.

$99 one review

Farm Funding Fit Review

A personal review of one farm or ranch project, with up to three potentially relevant funding programs and a written explanation of fit, eligibility gaps, and next steps.

One farm or ranch, one location, and one defined project or funding goal
Up to three relevant programs, distinguishing grants, loans, and cost-share; no match is a possible finding
Published eligibility and application-window checks, key gaps, and official contacts
A written next-step checklist and one clarification round requested within 14 days of delivery

No application writing or submission, loan underwriting, legal or tax advice, agency representation, or promise of eligibility or funding. The administering agency or lender makes the decision.

Ask about the $99 review

Availability, reviewer, and delivery date are confirmed before payment. An inquiry does not book a review.

Free · no signup

Check these before sending money or documents.

Find the exact program. Ask for its official name, administering agency, current notice, and funding purpose. Follow an independently found agency website rather than a link supplied only by the seller.
Separate the funding from the service. Is this a grant, a repayable loan, or cost-share? Ask what any consultant fee buys, when work will be delivered, and whether the service is optional. Paying a consultant does not secure an award.
Check registration claims. Grants.gov registration is free. A paid service should describe the additional work it provides, not present its fee as a required government registration charge.
Pause on pressure or guaranteed awards. Requests for payment to release a government grant, particularly by gift card, wire transfer, or cryptocurrency, are warning signs. Never share banking or login details with someone who contacts you unexpectedly. See the FTC’s grant-scam guidance.

A consultancy fee by itself does not prove fraud. Compare the written claims with the program and seek an independent agency explanation. SHE’s review can identify inconsistencies and unresolved questions; it cannot certify a provider as safe.

Already sent money?

Contact your bank or payment provider promptly, explain the suspected fraud, and ask whether the payment can be reversed. Keep the offer, messages, invoices, and receipts. Report it to the FTC. Recovery is not guaranteed; do not wait for a paid SHE review to take these steps. FTC guidance.

SHE is independent of USDA and other funding agencies. The agency or lender decides eligibility and awards. Sources checked September 18, 2026; program terms and application windows can change.