Loan guarantee
Texas Agricultural Loan Guarantee Program
Texas Department of Agriculture / Texas Agricultural Finance Authority
What you can get
Guarantee tiers: lesser of $500,000 or 90% of loan; $750,000 or 80%; $1,000,000 or 70%. These are guarantee caps, not total loan limits. • $100 nonrefundable application fee and minimum 1% origination fee on guaranteed amount. Possible interest rebate is discretionary.
- Readiness
- Prep docs first
- Who can apply
- producer, Borrowers establishing or expanding farming, ranching or agricultural businesses in Texas
- Coverage
- TX
- Deadline & timing
- Applications accepted year-round, subject to available funding. Borrower and lender apply jointly; an approval letter is valid for 30 days.
- Eligibility
- Eligible uses include working capital, facilities leases, equipment and real estate. Lender must be state- or nationally chartered bank or farm credit lender. Guarantee term cannot exceed asset useful life or ten years.
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Nov 5, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.