Loan
Direct Farm Ownership Loans
USDA Farm Service Agency
What you can get
Direct Farm Ownership Loans: up to $600,000 • Interest rates published at Down Payment Program for beginning farmers requires only a 5% down payment and covers up to 45% of the purchase price or appraised value.
- Readiness
- Prep docs first
- Who can apply
- producer
- Coverage
- Available nationwide
- Deadline & timing
- Rolling applications year-round.
soil healthbeginning farmer
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Sep 30, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.