Loan
Agriculture Resource Development Loan (ARDL)
Utah Department of Agriculture and Food
What you can get
Official program page lists a current 4.00% APR; confirm final terms with UDAF. District approval, repayment assessment and secured collateral are required. No loan cap is stated on the program page.
- Readiness
- Local office first
- Who can apply
- producer, Qualifying Utah farmers, ranchers and irrigation companies
- Coverage
- UT
- Deadline & timing
- Applications start with a local UDAF resource coordinator or planner. No fixed closing date is listed. Allow at least 90 days for processing, approval and closing; wait for full approval and funding before starting the project.
soil healthwater qualitynutrient managementlivestock infrastructure
Optional expert service · $249
Turn program research into an application package.
An eligibility screen for one farm, a shortlist of up to three relevant programs, and draft practice justifications and a document checklist for one selected application. Delivered within 7 business days after intake.
Last verified Nov 5, 2026. Always confirm current terms and deadlines on the official site before applying.
Plan your next step
Run a quick soil assessment or ask an agronomist how this program fits your fields.